Lincoln Teachers Federal Credit Union
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Today's Date: Sunday 5th of September 2010  

Loan Rates
Effective as of: October 15, 2009
Auto, RVs, Personal Loans, Savings Secured
Type Rate Term
NEW CARS 4.9% ALL
Vehicle Secured Loans 4.75% w.a.c. Up to 24 Months
Vehicle Secured 5.25% w.a.c. Up to 48 Months
Vehicle Secured 5.75% w.a.c. Up to 72 Months
Personal Loans (maximum of 10% of gross pay not to exceed $7,500.) 7.9% w.a.c. Up to 24 Months
Personal Loans - same limits 9.9% w.a.c. Up to 48 Months
Share (Savings) Secured 3.5% Up to 60 Months

Home Equity
Home Equity 5.0% Terms of 1 - 5 Years
Home Equity 5.5% Terms of 6 - 10 Years
Home Equity 5.75% Terms of 11 - 15 Years

Effective as of: July 1, 2010
Share Rates
Type Rate APY
Savings Account 1.0% 1.0%
Checking Accounts 1.0% 1.0%

Effective as of: July 1, 2010
Share Certificates
Term Dividend Rates Dividend APY
6 Month 1.25% 1.25%
12 Month 1.50% 1.51%
* The annual percentage yield (APY) is based on quarterly compounding. Rates are subject to change at any time. Penalty for early withdrawal.

Rates are subject to change